Thanks to the study of twelve Tunisian deposit banks, the researchers were able to identify the\r\ninfluence of these determinants on the bank profitability, using a technique of panel data over\r\nthe period of 1995-2005. The empirical results suggest that the bank capitalization, as well as\r\nthe size, have a positive and significant effect on the bank profitability. The empirical results\r\nindicate that the variables of financial structure, the ratio of the bank assets to the GDP and that\r\nof the stock market capitalization to the banking assets have a negative and a statistically\r\nsignificant effect. As for the impact of the macroeconomic indicators, the researchers conclude\r\nthat the variables do not have a significant effect on bank profitability. Finally, the results\r\nindicate the substitutability between banks and financial markets
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